The idea of a safe place seems to have been hijacked by the need for secure places. They are not necessarily the same thing.

Feeling safe is central to our sense of wellbeing.  So, what makes us feel safe?  As always, the most direct way to answer that question is to ask people.  Whatever their responses, it is likely that it relies less on the calculus of insurance companies and more on personal circumstances and local context.

Yes, we need places that are secure. But we also need places that make people feel safe in a way that means something to them as individuals.